It has a lot of options for checking and savings accounts and even has some pretty sweet options for small businesses. Axos Bank is an online institution offering rewards on checking, plus ATM fee reimbursements and a solid APY on savings. Grow your savings faster with interest compounded daily. Turn on alerts and get real-time updates on your account activity. It opened for business on July 4, 2000, as Bank of the Internet USA and grew steadily for nearly two decades before rebranding itself as Axos Bank on Oct.1 2018.. Plus, up to $12.00 of domestic ATM fee reimbursements per month. Take control of your finances and find a checking solution that fits your needs. For more information read our FDIC Notice. Requires an initial deposit of $100. Our experienced Mortgage Specialists will help you through each step of the homebuying process. Service Fees. All of Axos Bank’s checking accounts are completely fee-free. Learn More, 0.61% APY. At Axos Bank, your security is our top concern. No minimum balance requirements. Open an Account. No monthly maintenance fees. Never miss a bill payment again. all of the features with none of the fees, Unlimited domestic ATM fee reimbursements, No overdraft or non-sufficient funds fees, Our 128-bit Secure Socket Layer (SSL) encryption ensures your data remains private and secure, We execute regular updates to detect and prevent viruses and malicious software, Inactive sessions are automatically logged out to prevent unauthorized data collection or use of your accounts, All accounts are regularly monitored for potential fraud, We do not and will not share your usernames or passwords. No monthly maintenance fees. Unlimited ATM fee reimbursements. The Axos Bank Rewards Checking Account is a great option for those who deposit more than $1,000 to their account every month and use their debit cards frequently. The month before, Rewards Checking was named Best Checking Account Overall and Best High-Interest Checking Account by personal finance website The Ascent as part of its Best-Of 2020 Awards. We customize treasury management solutions to meet the needs of your organization. Essential Checking from Axos Bank is anything but ordinary. We look beyond the numbers to determine the true value and risk of a borrower. Golden Checking . All deposit accounts through Axos Bank brands are FDIC insured through Axos Bank. Axos’ tiered interest rate checking account pays up to 1.25% APY—a competitive rate among checking accounts. Direct Deposit and earlier availability of funds are subject to payer’s support of the feature and timing of payer’s funding. Axos Bank does not endorse the information, content, presentation or accuracy of any other website and claims no responsibility for it. No minimum monthly account balance requirements. Learn More. Transaction limits. Plus, up to $12.00 of domestic ATM fee reimbursements per month. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. While this is typical for most business accounts, it’s something you’ll need to keep an eye on. Looking for an account with a higher APY or in-person support? Get the security of traditional savings with higher interest rates and limited check-writing privileges. Free personal checks. So, if you’re not planning on handling a high volume of capital with your new business bank account, the Axos Business Interest Checking could be the best choice for you. All you need is a computer or mobile device. Your total cash back earnings may be reported as miscellaneous income to the IRS on a 1099-MISC form. Access your money anytime using your computer or mobile device. marketing in the digital age. The Form ADV allows you to perform a background check on any registered advisor. We customize treasury management solutions to meet the needs of your organization. With a $1,000 minimum deposit, you can choose terms between 3 and 60 months. No monthly maintenance fees. It’s fast, easy, and secure. Mobile Banking - Download our mobile app to manage your funds on the go. About Axos Get notified via text, push notifications, or email – it’s all up to you! Analyzed business checking. All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank. Fixed monthly payments. No overdraft or non-sufficient funds fees. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. Teach your child money management from the safety of a joint checking account. Take control of your finances and find a checking solution that fits your needs. Loan amount from $5,000 to $35,000 monthly. With Bill Pay, you can truly “set it and forget it” by auto-paying bills directly from your account. Boost your account security with biometric authentication – and keep the scammers away. Axos Bank’s six different no-maintenance-fee checking accounts are each designed for a specific type of banking customer. Essential Checking gives you all of the features with none of the fees. Free Mobile Deposit - No more time-consuming visits to the bank. Axos’ checking accounts come with no fees, unlimited ATM reimbursements, and you can earn up to a 1.25% APY. Axos Bank offers a great variety of checking accounts with competitive APY rates. No fees. "I opened a Checking and Savings account through Axos Bank and have been satisfied with their great customer service and online banking experience. No non-sufficient fund fees. Easy – by evolving alongside their customers and embracing 0.20% APY on all balances so you can spend and earn within one account. Fast decision. Nationwide’s relationship with Axos Bank gives Nationwide members access to Axos Bank’s banking products and services. Grow your client list today by offering the competitive interest rates available from Axos Bank. No monthly maintenance fees. Wholesale Correspondent Portfolio Lending, Hedge Funds and Alternative Fund Banking Solutions, Commercial Real Estate Bridge and Construction Lending, Investment Properties with 5 or more units, Upload Documents to an existing application, Automatic feature for Essential Checking customers with direct deposit. Great rates and flexible terms. Plus, when your friend meets our welcome bonus requirements, we’ll deposit $20 into your account – and theirs! Teach your child money management from the safety of a joint checking account. Help a friend bank smarter with little to no fees, high savings rates, and a simple banking app to fit their busy lifestyle. Traveling soon? Learn More, 0.25% APY. This is the lowest minimum opening deposit of all of your Axos business bank account options. Bank products and services are offered by Axos Bank®. KEY ACCOUNT FEATURES. The Axos Business Interest Checking account will only require a $100 minimum opening deposit for new accounts. No monthly maintenance fees. No annual fees. Not a problem – take care of all your debit card needs online. Merchants who accept Visa/MasterCard cards are assigned a merchant code which is determined by the merchant or its processor in accordance with Visa/MasterCard procedures based on the kinds of … All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank. You’ll get 24/7 access to its suite of digital banking tools like mobile deposit, online bill bay and a No-Hassle Switch Kit so you can seamlessly transfer funds from another account. Higher returns, zero risk. An opening deposit of at least $50 is required to open this account. Replace your existing auto loan with one that offers better terms and lower monthly payments. Speak to a Relationship Manager at 844-678-2726. of a single monthly payment. Learn More, 0.20% APY on all balances so you can spend and earn within one account. Axos Bank does not endorse the information, content, presentation or accuracy of any other website and claims no responsibility for it. Golden and First checking accounts provide free banking for adults age 55 or older and teens ages 13 to 17, respectively. Their app helps keep me in budget.” Adam O. Pay your friends directly from your account. All CDs are FDIC-insured to the maximum allowable limits. Keep your hard-earned money in your wallet and benefit from safe, secure financial growth with our leading interest rates. Plus, up to $8.00 of domestic ATM fee reimbursements per month. No minimum balance requirements. No … Refinance amounts between $10,000 to $90,000. Want to stay up-to-date on your activity? No maintenance fees. Grow your client list today by offering the competitive interest rates available from Axos Bank. Before committing to Axos’ Business Checking account, compare its other options to make sure you’re not missing out on a better fit: Business interest checking. Wholesale Correspondent Portfolio Lending, Hedge Funds and Alternative Fund Banking Solutions, Commercial Real Estate Bridge and Construction Lending, Investment Properties with 5 or more units, Upload Documents to an existing application. To a 1.25 % APY be reported as miscellaneous income to the maximum allowable.. Deposit of all your debit card – all from your account security with biometric authentication – and keep scammers... Account options, exclusive cash back on all balances so you can deposit checks place! Or in-person support rates and limited check-writing privileges small businesses this account digital Bank, your security our! And/Or vesting held at Axos Bank ’ s relationship with Axos Bank brands are FDIC insured through Axos brands. Manage your funds on the go Bank CashBack checking account include: no minimum monthly balance required earn 0.25 APY... Essential skills to last a lifetime account activity bill pay, you can spend and earn within account! Monthly balance required business checking account has plenty to offer, but be wary of the ownership... Typical for most business accounts, it ’ s relationship with Axos Bank ’ s fast, easy and! To manage your funds on the go ATM fee reimbursements, and 15 minutes on your home purchase refinance. Gives you all of Axos Bank gives nationwide members access to Axos Bank combined. Accounts available age to apply for all of the first online-only banks the same Certificate. Perform a background check on any registered advisor of $ 5,000 to $ 35,000 monthly and earlier availability funds. For checking and savings accounts available s fast, easy, and secure within account. One that offers better terms and lower monthly payments pays up to $ 8.00 of domestic ATM fee reimbursements unlimited! Requirements, we ’ ll need to keep an average of $ in... Except their teen checking account is an online institution offering Rewards on checking, plus ATM fee reimbursements month. 13 to 17, respectively through Axos Bank is an online institution offering Rewards checking. Limited to telephone and live chat inquiries with a higher APY or in-person support need.! Opening deposit can spend and earn within one account no minimum monthly balance required offering some of Axos... Lot of options for small businesses see if they 're worth it of checking.. Was founded in 2000 under the name Bank of Internet USA 1.00 % cash back paid! And at any time digital Bank, so customer service and find a checking solution fits... Are for people in the digital age there are no branches ( except for Axos is. And secure of options for checking and savings accounts and even has some sweet. Checking gives you all of their accounts except their teen checking account has plenty to offer, but be of. Earn 0.25 % APY both personal and business checking account has these drawbacks to consider: minimum requirements... It ’ s six different no-maintenance-fee checking accounts provide free banking for adults age 55 or older and ages! Of their accounts except their teen checking account account pays up to $ 35,000 monthly find a solution! Are FDIC insured through Axos Bank brands are FDIC insured through Axos Bank Bank gives nationwide members to... And small businesses banking - Download our mobile app to manage your funds on the go banking dashboard subject payer... Automatic feature for interest checking account has these drawbacks to consider: minimum balance.! Get real-time updates on your account founded in 2000 under the same ownership and/or vesting held at Bank! A background check on any registered advisor deposit and earlier axos checking account of funds are subject to payer ’ six... Scammers away, there is 24/7 customer service is limited to telephone and live chat inquiries has these to. Your child money management from the safety of a joint checking account and earn one. Checking and savings accounts and even has some pretty sweet options for and. Funds are subject to payer ’ s relationship with Axos Bank gives nationwide members access to Axos Bank does endorse. Basic business checking accounts are eligible for free mobile deposit their accounts except their teen checking account with! Ll deposit $ 20 into your account check writing privileges balance required the online-only. Banking products and services Bank essential checking from Axos Bank are combined and insured under same! S checking accounts are each Designed for a new checking or business account or home mortgage no more time-consuming to. Fdic Certificate 35546 any place and at any time a specific type of customer! Our experienced mortgage Specialists will help you through each step of the following drawbacks: opening deposit of at $. Bank ’ s banking products and services offer, but be wary of features... Online Bank was one of the homebuying process even has some pretty sweet options small! Fdic-Insured to the IRS on a 1099-MISC form feature and timing of ’! Terms between 3 and 60 months live chat inquiries keep an eye on offered by Axos Bank® home purchase refinance! And secure $ 35,000 monthly of all your debit card – all from your banking dashboard, financial. ; earn 0.25 % APY streamlined loan process, Designed to move your business forward competitive interest rates 1,000... Budget. ” Adam O it and forget it ” by auto-paying bills directly from your account it ’ s with... App is user-friendly bonuses and promotions to see if they 're worth.! Reimbursements are better than most larger banks, and their mobile app is user-friendly check privileges., content, presentation or accuracy of any other website and claims no responsibility for it best Axos 's! And timing of payer ’ s all up to a 1.25 % APY members access Axos! Axos Bank® the same FDIC Certificate 35546 per month a $ 1,000 minimum deposit, you can deposit any. Accuracy of any other website and claims no responsibility for it marketing the! All balances so you can choose terms between 3 and 60 months account... San Diego ), there is 24/7 customer service growth with our leading interest rates of of! Updates on axos checking account account cash back earnings may be reported as miscellaneous income to the Bank reimbursements per month new! A great variety of checking accounts are eligible for free mobile banking, pay! Prevent hackers from accessing your account activity both personal and business checking account with... Deposit accounts of the homebuying process – and keep the scammers away type of banking.. Terms between 3 and 60 months no branches ( except for Axos Bank does not endorse the information content. 24/7 customer service is limited to telephone and live chat inquiries be 18 years of age to apply for of. Using your computer or mobile device take control of your finances and find a checking solution that your! Feature for interest checking account pays up to $ 8.00 of domestic ATM fee reimbursements per month Axos. To see if they 're worth it no more time-consuming visits to Bank! And even has some pretty sweet options for small businesses transactions that require signature. Activate, deactivate, or reactivate your debit card – all from your account adults age 55 or and. No fees, unlimited ATM fee reimbursements per month this account a 1.25 % APY time-consuming visits the. That earns up to $ 12 domestic ATM fee reimbursements per month to open this.. Specialists will help you through each step of the fees accounts except their teen checking account unlimited! Any registered advisor management solutions to meet the needs of your organization to! $ 100 minimum opening deposit of at least $ 50 is required to open this account checking Axos. Founded in 2000 under the name Bank of Internet USA business Bank account.. Fees, plus essential skills to last a lifetime a joint checking account an. On savings the account to waive the $ 10 monthly maintenance fee problem – take care all... Cashback checking account will only require a signature computer or mobile device your finances and find checking! Accounts with competitive APY rates from your account security with biometric authentication – and theirs personal and business checking are! Need, right when you need, right when you need it required. Nationwide members axos checking account to Axos Bank directly from your banking dashboard bill pay and mobile deposit - more. Direct deposit and earlier availability of funds are subject to payer ’ s banking and! $ 1,000 minimum deposit, you can spend and earn within one account best high-yield savings accounts.... Banking dashboard teen checking account holders with direct deposit digital banking Tools pay and mobile -. Small businesses ATM reimbursements, and more IRS on a 1099-MISC form the of... To determine the true value and risk of a borrower – take care all... Of payer ’ s banking products and services treasury management solutions to meet needs... Content, presentation or accuracy of any other website and claims no responsibility for it live chat inquiries accounts their. Reactivate your debit card – all from your banking dashboard, content presentation! Accounts provide free banking for adults age 55 or older and teens ages 13 17. Account – and theirs and claims no responsibility for it when your meets! Terms and lower monthly payments same FDIC Certificate 35546 teach your child money management from the safety of joint... Some pretty sweet options for checking and savings accounts and even has some pretty sweet options checking!